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This exclusion clause shall take effect to the fullest extent permitted by law.You further consent to Oversea-Chinese Banking Corporation Limited, its related corporations (collectively, the "OCBC Group"), and their respective business partners and agents (collectively, the "OCBC Representatives") collecting, using and disclosing your personal data for purposes reasonably required by the OCBC Group and the OCBC Representatives to enable them to process your employment application and assess your suitability for the position which you are applying for. Such purposes are set out in a Data Protection Policy, which is accessible at or available on request and which you confirm you have read and understood.# WHO WE ARE: Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.Your Opportunity Starts Here.# Why Join Our Risk Portfolio Management team plays a crucial role in measuring, managing and optimising risks to optimise credit portfolio performance. By joining us, you will have the chance to make a tangible impact on our organisation's success and contribute to the achievement of our strategic goals. We have an opportunity in the area of Risk Reporting and Insights as part of credit portfolio management. How you succeed You would have at least 3-5 years of relevant experience Strong understanding of credit risk covering both Wholesale and Retail portfolios Experience in understanding how changes in operating environment and event risk affect the credit portfolio and identify vulnerable segments for management attention Experience in credit portfolio management is an added advantage Strong analytics & quantitative background, coupled with communication & stakeholder management skill Proven background in data management, management report design, and process automation Strong in programming languages (e.g. Python, SQL, SAS) and business intelligence tools (e.g. Power BI) What you do Assess risk & opportunities in the operating environment to enable more effective risk-taking aligned to our risk appetite Analyse portfolio performance. Identify trends & drivers, draw insights and develop recommendations Design and produce reports that provide insights & identify opportunities on business developments, and track vulnerabilities to risk developments Conduct analysis and translate data into in-depth portfolio insights for credit risk management across various industry sectors# Who you are Independent, creative with a pro-active problem-solving mindset Strong interpersonal skills to collaborate effectively with team members, senior management, clients, and external partners. Strong verbal and written communication skills to convey complex risk concepts clearly and concisely. What we offer: Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.